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Saturday, November 19, 2011

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You are here: Home / identity theft / Identity Theft Explained – Know More About This New Crime
Identity Theft Explained – Know More About This New Crime

June 29, 2010 by  
Filed under identity theft

Leave a Comment

Suppose you get robbed as you walk down the street, trying to get to your house. Suddenly out of nowhere, a person runs right to you, knocks you over and makes off with your wallet or purse and before you really register in your brain what has happened, they are gone.

Now what do you do? It is like a bad movie scene and it seems as if this type of crime will get worse and worse.

Why that may be you ask?

With this new technological age, thieves don’t have to rob a person face to face, nor rob a bank and other establishments. Why? Getting the person’s information in obtaining employment, credit and bank accounts and other ways to get money or credit, does this.

This activity, called Identity Theft, is so common that it has already affected millions of victims in the United States and Canada. Over the past few years, news stories about it have been reported. These stories make people aware of the crime. Also, campaigns and laws have been pass to build up the public’s awareness as well as to combat the growing problem.

In September 2003, the Federal Trade Commission said that people who become victims of identity theft spend an average of $1,400 and close to 200 hours just cleaning up the damage to their personal and financial character.

The only catch is once this crime becomes more barefaced; the identity theft victim may spend more money and time just to clean up the issue. In terms of frustration, it’s going to cost more than anyone thinks or even knows.

Should you be one of those unlucky ones that do not have the kind of money it would take to fix your credit record, you know what being a casualty of identity theft is all about. You know how you can become a victim and you know there are steps to fight against this terrible epidemic.

How does identity theft work? It’s a crime which a person or group of persons use an individuals personal information. This means telephone number, name, phone card, credit card and social security number. It is done without the person’s knowledge for criminal acts. Acts typically range from financial fraud or purchasing consumer goods by using their credit. This will leave the person to pay the bill unless they can prove it was not them that got the credit. Typically, until they look on their credit report or try to get loans, they will not know anything is wrong.

Although a serious crime, thieves, once they have the information, will commit at least eight different crimes in the victims’ name.

* make purchases or order goods without the * intention to pay
* apply for credit
* open bank accounts
* apply for loans
* apply for government benefits
* obtain cable or utility services using the another person’s (victim) name
* forge checks or bank drafts
* use victim’s accounts to obtain money through wire transfers using the victim’s accounts
* and other similar acts of fraud.

Identity theft doesn’t just apply toward individuals but also businesses… this is especially true for those of medium and limited businesses. It happens when a person applies for goods under a business’ name.

People need to be active in not becoming an identity theft victim and make sure that all private documents and data are protected and not given into the wrong hands. Only through these steps can be stop ourselves from being a victim. It is important people stop the thieves before they strike.

Abhishek is a Personal Security expert and he has got some great Identity Theft Prevention Secrets up his sleeves! Download his FREE 136 Pages Ebook, “Identity Theft – Don’t Be The Next Victim!” from his website http://www.Survival-Today.com/14/index.htm . Only limited Free Copies available.

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