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Wednesday, November 23, 2011

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You are here: Home / identity theft protection / Identity Theft Protection Benefits
Identity Theft Protection Benefits

July 26, 2010 by  
Filed under identity theft protection

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Identity Theft is a serious crime punishable by law in the United States. It is when a person uses another person’s personal and private information to do fraudulent acts and the victim is left to deal with the trouble. That is why a lot of precautions are being taken up to ensure that this does not happen to anyone. It is very important to be protected from Identity Theft.

Fraud Alert

If a person files for a Fraud Alert, the 3 major credit bureaus namely, Equifax, TransUnion and Experian have to provide a Free Credit Report to check if there are any irregularities regarding the person’s credit status. Application even via telephone is valid and notification will be sent about every transaction passed to any institution involving the person’s personal information. The person has the upper hand and needs to confirm the data if it is correct and true. One can get up to 12 free credit reports each year from the Big 3 since re-application is allowed every 90 days and another 3 from annual credit report.  With freezing, one can continue on having a good credit standing since everything is being screened and needs approval.

Keeping the Cards Safe

Never bring the Social Security Card in public places unless it is absolutely necessary. Keep it hidden in a safe location and disclose it only to a trusted individual to avoid its misuse. A person’s Social Security Number can be used to apply for new credit cards and open checking accounts, rent apartments in the bearer’s name any other deceitful schemes to gain money and put the responsibility on the person owning the card. Same goes for Credit Cards and Debit Cards. One may be surprised of purchases from unfamiliar stores or call from creditors demanding for payment. Vigilance and watchful eyes can assist on protecting one’s bag or wallet to be stolen. Keep credit cards to a minimum. Let go of those that only pile up in the wallet and are dormant. Pin numbers should never be palpable or left inside the wallet, bag or the worse, at the back of the card itself. Keep it hidden inside the brain and remember it. Change password pins as frequently as possible more so if the info is open to other people. This is a great way to protect ID Theft.

Safeguarding Mail and Securing Garbage Disposal

Be sure to cancel mail delivery if planning to go out of town. Do not throw away billing statements with important data in it. Swindlers can get personal information from mails and the garbage. It would be better to shred papers before disposing it. Without papers to copy information from, ID Theft is eradicated.

Important Documents

Nature forces such as typhoons and tsunamis are inevitable. In times like this, everything is wiped out clean. To start anew would be difficult if one does not have original documents to show identity. That way, one’s life can even be copied. Keep all important documents such as birth certificates, marriage contracts, college diploma, bank records, passbooks and others in a water proof plastic envelop. This can literally be a life saver.

Safeguard yourself from identity theft.

James is a leader in writing about legal forms and agreements that may assist you when you are in the search of the right legal document. He writes many articles about forms ranging from, real estate forms, power of attorney forms, landlord tenant forms, and almost any legal form that you are searching for.

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2011-11-26 10:22:05, #1:

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