Comments on: protecting yourself credit card fraud & identity theft?

By: shredmaster

shredmaster — Sun, 27 Dec 2009 07:24:50 +0000

Many states (New York started on Tuesday) allow you place a credit hold on your account. This prevent accounts from being opened in your name. Don’t waste your money on identity theft insurance, it does little to protect you.

By: cork

cork — Sun, 27 Dec 2009 06:27:10 +0000

also notify you credit cards that no purchase to be accepted without prior approval,

also credit bureau to notify you of anyone requesting you credit status info or attempting to get additional credit.

why would you pay for fraud? card is liable???

copy all cards front and back and file in separate location.
to be used in event of reporting theft ect–number and telephone info quickly aval. use home printer.

By: moonwalker

moonwalker — Sun, 27 Dec 2009 06:08:28 +0000

you may want to sign up for the big 3 credit agency’s they keep track of most every thing and you can get a report you can call your credit card co. and ck. your bal. from time to time

By: rhsaunders

rhsaunders — Sun, 27 Dec 2009 06:00:26 +0000

At least one, and probably all three, of the major credit reporting agencies have such programs; a typical cost is $12.95 a month. if you don’t care to subscribe to one of these (I don’t), monitor your credit card statements carefully — and also your checking account. One of my credit cards is with my local bank, and I can (and do) monitor the account on-line — as well as pay it on-line.

By: Phoenix

Phoenix — Sun, 27 Dec 2009 05:05:54 +0000

Citi group (home of Citibank) offers such services.

So do the big credit reporting agencies:
https://www.annualcreditreport.com/cra/index.jsp