Fight Identity Theft &#187; Prevent

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Home Page > Law > What you Can Do to Prevent Identity Theft

What you Can Do to Prevent Identity Theft

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Posted: Feb 16, 2007 |Comments: 0
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A one hundred percent foolproof method of preventing identity theft does not exist and probably never will. But you absolutely need to take some safeguards that if nothing else, will not make you an easy target to becoming a victim of identity theft. ID theft is not pleasant, and if it occurs to you, you will end up spending countless hours of time for months to get it corrected, possibly also including some respectable legal fees, not to mention the damage to your reputation and credit report, so while the safeguards may be inconvenient, they are well worth your time to implement.

Many people would think that some sort of email or computer-based solution is the best place to start, but in reality, a large percentage of identity theft is accomplished with nothing more than a watchful eye and some sticky fingers. Identity theft has become an all too common problem in the last couple of years, and is said by multiple studies to be one of the fastest growing crimes of this decade.

Be fully aware that identity theft is not limited to your Internet or surfing activities. In fact, studies have shown that people who routinely use services like online banking and online bill paying services (from reputable sites) are actually found to be LESS likely targets for this, since people who use such services are more careful with their personal identification information than Joe Average.

Basically what happens is simply that someone gets some of your personal information, enough so that they can open accounts, get credit cards or loans, and open those accounts in your name, obviously without your knowledge of it. Think about it, what information is required to open a department store credit card or apply for a Visa or Mastercard? Name, address, phone number, social security number or drivers license number. With people moving around today, with other information intact, many credit issuers will not have a problem with a new account application showing a different address and different phone number than what the credit bureau reports. This is especially true because it is well known that credit bureau information is not very accurate, and in fact, the majority of consumers have ERRORS in their credit reports.

So you only find out that you have become a victim of identity theft because some creditor that you have never heard of is calling you at work to ask when you intend to start making payments on your account. What a rude surprise!

The moral of the story is to be extremely careful with your personal information. This is particularly true of government issued identification numbers such as your driver’s license number and your social security number. How frequently do you get offers in the mail about being pre-approved for a new credit card? If you are like most people, you probably get several of these every month. What do you do with them? Do you simply throw them in the trash, perhaps ripping them in half first? Most people do exactly that, but the information is still very readily available to anyone who has the inclination to go through people’s trash looking for exactly this type of information. You will probably never get away from the junk mail, but for under $50, you can get a paper shredder at virtually any office supply store, and then put those offers through that shredder.

Anything you can do to safeguard your personal information makes it far less likely that you will become a target for identity theft. When you think of the small investment in a shredder and the bit of extra time to ensure that you properly dispose of such information, compared against the MONTHS of personal time required to straighten out a mess if you are a victim, the tradeoff is more than worth it.

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About the Author:

Jon is a computer engineer who maintains web sites on a variety of topics based on his knowledge and experience. You can read more about Preventing Identity Theft at his web site at Prevent Identity Theft.

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Article Tags:
identity theft, prevent identity theft, protect against identity theft

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Life Lock – Steps To Prevent Identity Theft

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Home Page > Internet > Life Lock – Steps To Prevent Identity Theft

Life Lock – Steps To Prevent Identity Theft

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Posted: Aug 28, 2009 |Comments: 0
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Technology has been pretty amazing during these last decades. It made our lives a lot easier. However, with this convenience, there are also people who saw it as an opportunity to use other people’s information for their own financial benefit or identity theft. It is therefore necessary for anyone to adopt steps to prevent identity theft. The following tips could help you from being scammed.

1. Limit the number of credit cards that you use. This way, you limit risk of being targeted by these scam artists.

2. If you will use your credit for an online purchase, always make sure to check the link. Make sure that the start of the URL is “https://”. The extra “s” indicates that you are sending your credit card information securely. There should also be a padlock icon in the bottom right hand corner of your browser confirming the secure connection.

3. You should also make sure that you are dealing with the right website when giving out your information. Don’t trust the links found on your email. Always go to the right link from their main website. Most online fraudsters usually use email in their operations and masking the links. This makes their links look legitimate.

4. Do not share important through phone, email and other impersonal means unless you really know and trust the person you are giving it to. Identity thieves usually pretend as official representatives of legitimate business just to lure you in giving them information.

5. Finally, try to ask first if you could provide other types of identification other than your Social Security Number. This is because your Social Security Number is one of the needed data when these unscrupulous individuals try to get credit using your name.

These are just a few steps to prevent identity theft. You should always be on the alert and ready because you don’t know when the thieves will take your identity away.

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Home Page > Law > Discover How to Prevent Identity Theft

Discover How to Prevent Identity Theft

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Posted: Mar 22, 2007 |Comments: 0
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The crime of identity theft is probably one of the fastest growing crimes of this century. The reason for that is because far too many people make it way to EASY to have themselves be a victim of identity theft, and they do not take the task of protecting themselves against identify theft seriously enough.

What happens in a case of identity theft? Basically, the thief “becomes” you, opens loan accounts, charge cards, and credit cards in your name, then disappears into the sunset, never to be seen again. In the meantime, the first that you become aware of it is when you start getting calls from lenders and creditors that you have never heard of and where you “know” you do not have an account, asking when you going to start making payments or is there a problem? But by then, it is far too late.

Let’s back up a step. How does identity theft occur? Identity theft occurs when a third becomes you. That is done by a thief going through your trash and coming up with something that has your unique identifiers on it. If you have decent or good credit, you probably get these pre-approved cards in the mail all the time for credit cards and loan accounts. What do you do with these offers? Do you simply throw them in the trash? If so, you are putting yourself at risk for identify theft, as much of America does. Instead, invest in a small shredder, probably under $50 at Best Buy, Circuit City, or your local office supply store, and shred documents such as those. Anything that has identifiable information on it other than “Occupant” goes into the shredder.

Another way this happens is in restaurants, and unfortunately, even some of the nicer restaurants. Dinner has come and gone and you are enjoying the ambiance of this restaurant and the company of your spouse and perhaps some guests. The waiter or waitress brings the check, and you pick it up, glance at it, then lay it back on the table with your credit card. BIG MISTAKE. What happens is that your credit card has left your sight for a period of time – more than enough time for a possible thief to write down your credit card information, your expiration date, your CCV code (that three or four digit code on the back of your card), and get the bill back to you. You do not know what has happened to your credit card while it was out of your sight. Chance is good that nothing is going to happen with your credit card, but what if it does? You just gave the thief everything they wanted to start a spending spree, and in the online world, all you need is a credit card, expiration date, and CCV number.

Do not allow yourself to become a victim of identity theft. Be very aware of where you are and who you are with. If it is necessary to pay for a meal like at a restaurant with a credit card, ask the waiter to bring the bill to your table. With the rising amount of crime that is seen this way, most waiters will think nothing of the request. They can get credit authorization just with the account number, not with CCV or expiration date. The bottom line is not to make yourself an easy target.

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(ArticlesBase SC #120972)

Jon Arnold -
About the Author:

Jon is a computer engineer who maintain a variety of web sites based on his knowledge and experience. For more information about Preventing Identity Theft, please visit his web site at Prevent Identity Theft.

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Source: http://www.articlesbase.com/law-articles/discover-how-to-prevent-identity-theft-120972.html

Article Tags:
identity theft, prevent identity theft, protect identity theft, protect against identity theft

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LifeLock – Ways To Prevent Identity Theft

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Home Page > Home and Family > LifeLock – Ways To Prevent Identity Theft

LifeLock – Ways To Prevent Identity Theft

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Posted: Sep 07, 2009 |Comments: 0
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With another identity stolen every three seconds, identity theft is one of the nation’s fastest growing crimes. But you don’t have to be next. Here are ten ways to prevent identity theft that will help you reduce your chances of falling victim to this devastating crime.

Number one: Place free fraud alerts on your credit report. Fraud alerts notify creditors that they should take reasonable steps to verify your identity before issuing new lines of credit. This makes it extremely difficult for thieves to use your personal information for their financial gain. Number two: Order all three free credit reports. Take advantage of your annual credit reports as they are free of charge. Check them for any potential problems or inconsistencies. In case of errors, report them as early as possible.

Number three: Opt out of unsolicited credit card offers. Doing so will help reduce the possibility of someone rifling through your mail and opening credit using your name. Number four: Don’t let your mail sit in the mailbox. Be sure to pick up your mail as soon as it is delivered or have it delivered to a locked box, as identity thieves can also obtain information by stealing your mail which may contain the personal information they would need to impersonate you.

Number five: Check your statements as soon as you receive them. Reconcile your monthly statement against your receipts. If you find even the smallest discrepancy, notify your bank or credit card company immediately. Number six: Become acquainted with a shredder. All read mail should go through the shredder before it goes to the trash bin. Number seven: Beware of unsolicited emails asking for your sensitive information.

Number eight: Use anti-virus and anti-spyware software. Number nine: Protect your social security number. Do not carry your card with you or give your number unless it is absolutely necessary. And number ten: Let experts protect you. While preventative measures can be done by anyone, none of the above steps can stop all identity theft.

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This author writes about Identity Theft Protection Service at how to stop identity theft

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Article Tags:
lifelock, identity theft protection service, ways to prevent identity theft, todd davis, lifelock com, www lifelock com, prevent identity theft, identity theft solutions, how to stop identity theft, protection from identity theft, identity theft help

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This author writes about Identity Theft Protection Service at how to stop identity theft

You Prevent Identity Theft

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Home Page > Business > Small Business > You Prevent Identity Theft

You Prevent Identity Theft

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Posted: Nov 27, 2010 |Comments: 0
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You prevent identity theft by finding all the methods criminals use to access your information and preventing it. At Identity Edge, we provide information and tools needed to help our members understand how to reduce the risk of becoming one of nearly ten million victims each year.

Your social security number is one of the biggest pieces of information criminals want to take your identity. Having that number gives them access to all your other financial information. Need to safeguard your social security number.

Protecting your social security number is a crucial step for you prevent identity theft. Don’t put the number on anything, don’t carry the card or the number in your wallet or divulge it easily. There are times when need to give it, but weigh the need and ask questions. Why does the person requesting the number need it? Ask about privacy policies and how they protect private information.

Asking questions in general is a good idea when revealing any personal or financial information. Whenever anyone requests your private information, ask questions about the identity of the person, their company and the reason they need your information. Never pay for anything over the telephone using your credit card or check by phone, unless you were the one calling to place an order. This is a common method for getting information.

Destroy statements from banks and credit card companies before throwing them away. This also includes the preapproved credit card offers that arrive in the mail. Shred your documents before throwing them in the garbage or recycling bin.

Another way you prevent identity theft is by protecting your personal information in the mailbox. Think of the information that is just sitting there for the taking – and people are taking. Consider what is available in the unprotected mailbox, everything needed to steal your identity, including bank account information, credit card information, new credit card offers and other financial documents.

Always secure the mail. If you are not at home when the mail arrives, consider a locking mailbox or getting a PO Box for financial and other sensitive information. Also don’t mail credit card bills by leaving in the mailbox. It is too easy to steal and now the individual has your credit card, bank account, address, name and other information and can use it to do damage.

Keep an eye on your credit card and financial statements and go over them carefully every month. On credit card statements, look for charges you didn’t make on your cards and check your bank statements for accuracy every month.

Because it is nearly impossible to prevent identity theft on your own, Identity Edge offers identity protection services to help prevent, report, and help you recover from identity theft. Please browse our website to learn more about how you can prevent identity theft and the services we offer to ensure your financial information is protected.

Retrieved from “http://www.articlesbase.com/small-business-articles/you-prevent-identity-theft-3741461.html”

(ArticlesBase SC #3741461)

Alice Shown -
About the Author:

At IdentityEdge, experienced and highly skilled staff provides effective ID theft prevention services so that your financial information is protected. Visit Identityedge.com for more information.

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At IdentityEdge, experienced and highly skilled staff provides effective ID theft prevention services so that your financial information is protected. Visit Identityedge.com for more information.

Can Internet Security Software Alone Prevent Identity Theft.?: Change Ip With Encryption For Full Protection

Tue, 30 Nov 2010 04:24:55 +0000

Can Internet Security Software Alone Prevent Identity Theft.?: Change Ip With Encryption For Full Protection

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Home Page > Computers > Security > Can Internet Security Software Alone Prevent Identity Theft.?: Change Ip With Encryption For Full Protection

Can Internet Security Software Alone Prevent Identity Theft.?: Change Ip With Encryption For Full Protection

Posted: Feb 19, 2010 |Comments: 0

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Can Internet Security Software Alone Prevent Identity Theft.?: Change Ip With Encryption For Full Protection

By: Andrewvirender

About the Author

Having this empowering information on how to protect your self from devastating effects of Identity Theft on the internet please go to http://www.change-ip-proxy.com for more elaborate information how to rapidly change IP to surf anonymously and protect your identity. You can also try this IP changer software for free.

(ArticlesBase SC #1881845)

Article Source: http://www.articlesbase.com/ – Can Internet Security Software Alone Prevent Identity Theft.?: Change Ip With Encryption For Full Protection

Identity theft can change everything for ever, It is a very insidious crime. It is the fastest growing and biggest crime in the usa surpassing even drug trade. Identity theft intrusions can come from a number of sources and places where you hang out on the web. Even a number of our favorite sites like Face Book and My Space may not be scam proof and you may simply lose your personal information on the net in several different ways.

The dangers of identity theft are accentuated with rapid growth of wireless communications such as Wi-Fi. What once appeared to be a harmless and time efficient activity, browsing online or checking your email at your favorite book store, library, coffee shop or in hotels when traveling has turned out to be extremely dangerous because you can simply lose your personal information. Ubiquitous identity thieves hang around these places with their electronic gadgets to steal your most important information including socaila security number, bank card numbers, computer’s IP address as well as leave viruses or cookies on your hard disk to gather more info later

However, due to extensive coverage in the media lots of people are now getting seriously interested in preventing Identity Theft. Most, computers have one of the many Internet Security Software available in the market place today. What started as software to safeguard computers from viruses has grown into very complex suite of security features.

Currently top Internet security software come with features that stop viruses, spy ware and computer hacking attempts; set parental controls and even alert you of phishing attempts. They come with parental controls, advanced firewall options and in many cases network monitoring for wireless networks. Many of them have tools to clean up accumulated unwanted files and clutter and cookies from the web, erase traces of personal information and surfing history. Some of the latest features introduced in top internet security software now include some form of Identity Theft Protection measures like password protection and authentication of trusted sites.

Are these steps enough and fool proof? Not really. This is a long way from a total secure environment.

Two things, the browser security and router security come in the way. Therefore , it is essential to keep allyour software updated, especially your operating system (mostly windows) and your browser the internet explorer (or others). You need to install all the scurity patches and updates as soon as these are released. Although these vulnerablities in the operating systems and browsers have been are now being continuously addressed by software companies, certainly a lot better than in the past, we still are not out of the woods because the hackers appear to be always capable to discover new vulnerabilities or ways to attack.

Another major area of vulnerabilty is Router. In a networked world router is the central hub that connects you to local area network or internet.It is actually the entry point for your computer. Surprisingly, this aspect is overlooked for its potential to perhaps be the best approach in safe guarding your computer from malicious intrusions, hacking and theft of your sensitive information. This is due to router is compared to a gate keeper.

It is the router which assigns an IP address to the computer connected to the net. IP address is a unique identifying numerical tag for each computer device connected to a network or the internet. It is primarily the address that gets logged on and identified when you are connected to the internet. Your browsing history at your ISP (Internet Service Provider) can trace your entire internet activity. You may use the router to alter your IP and you can make the connection secure by integrated encryption capabilities in the router.

However, topping all these security measures is the introduction of IP Changer software that rapidly change IP using a number of proxy servers at a number of locations. By routing your internet connection through these anonymous proxies, the sites you visit will receive one of many IP addresses besides your, thus hiding your real IP address from potential hackers and identity thieves. These software and anonymous proxies have grown very efficient and send your data in encrypted form without noticeable drop in internet connection performance. Thus Rapid IP change by using the modern IP changer software allow you anonymous surfing that in combination with data encryption and a lot of advanced Internet Security Software suites provide one of the most comprehensive shield against Identity Theft as of this moment.

Isn’t it amazing that such a simple but elegant solution for rapid change in IP combined with established encryption methods can provide this type of tremendous boost for a more secure internet and be protected against malicious hacking and identity theft far more effectively than any of the internet security software alone?

Retrieved from “http://www.articlesbase.com/security-articles/can-internet-security-software-alone-prevent-identity-theft-change-ip-with-encryption-for-full-protection-1881845.html”

(ArticlesBase SC #1881845)

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