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	<title>Fight Identity Theft &#187; Preventing</title>
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		<title>Preventing Identity Theft: Here?s How To</title>
		<link>http://fightidentitytheft.info/preventing-identity-theft-heres-how-to/1559/</link>
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		<pubDate>Sat, 26 Feb 2011 04:24:03 +0000</pubDate>
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				<category><![CDATA[identity theft protection]]></category>
		<category><![CDATA[Heres]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Preventing]]></category>
		<category><![CDATA[Theft]]></category>

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<p>                  <a href="http://www.articlesbase.com/" title="Free Online Articles Directory">Home Page</a> &gt; <a href="http://www.articlesbase.com/computers-articles/">Computers</a> &gt; <a href="http://www.articlesbase.com/security-articles/">Security</a> &gt; Preventing Identity Theft: Here’s How To              </p>
<p>    Preventing Identity Theft: Here’s How To</p>
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<p>            Posted: Apr 21, 2009             |Comments: <a href="#comments">0</a><br />
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<p>There is a substantial increase in the number of identity thieves. Everyone should be worried about the statistics. Fortunately, it is not that hard to protect your identity against the fastest-growing criminal activity in the country. The most important thing is for you to be very careful in giving away your personal information whether online or offline.</p>
<p>There are three common types of identity thefts &#8211; bank fraud, phone fraud, and credit card fraud. In whatever method they use, these criminals gain access to your account information, pretend to be you and purchase items or open new lines of credit, withdraw money from your account and so on. However, these are some ways to protect yourself from these thieves.</p>
<p> Don’t bring all your credit cards wherever you go.
<p>If you limit the number of cards you carry, you won’t lose that much in case you are robbed. Also, make sure you don’t bring with you records of PIN.</p>
<p> Lock your credit profiles at the credit bureaus.
<p>You have the right to call the credit bureaus and ask them to freeze your accounts. This way, no new credit can be made without your permission and no one or no company can gain access to your credit profile without your consent. By locking your credit profile, only you and the companies or banks you have credit relationship with can view your profile. This step is very beneficial because it closes one of the avenues where thieves get your personal info and it stops pre-approved credit applications from arriving at your mailbox.</p>
<p> Get a Post Office box
<p>This is a locked mailbox that keeps your incoming mails safe from everyone, especially from thieves. When you already have this secure mailbox, have your check, bills, and other important mails sent to this locked box.</p>
<p> Be extra careful when giving away your personal information.
<p>Since this can’t be avoided when shopping or doing transactions online, make sure that the person or company you’re dealing with is legitimate. Before you type your credit card number, look at the address bar first and make sure that the site’s URL starts with “https.” Also look for the closed padlock symbol at the bottom right hand corner of your browser. If that symbol appears, it means your browser is strongly connected to the website.</p>
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<p>Author and entrepreneur Bernz Jayma P. is the owner of an <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.identitytheftprotection.org/blog">identity theft blog</a>, Learn up -to-date information on how you can stop and prevent identity theft by visiting http://www.IdentityTheftProtection.org.</p>
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<p>  <b>Source:</b>  <a href="/security-articles/preventing-identity-theft-heres-how-to-877283.html" title="Preventing Identity Theft: Here’s How To">http://www.articlesbase.com/security-articles/preventing-identity-theft-heres-how-to-877283.html</a></p>
<p>  Article Tags:<br />
                                              <a href="/article-tags/identity-theft">identity theft</a>, <a href="/article-tags/identity-theft-protection">identity theft protection</a>, <a href="/article-tags/lifelock">lifelock</a>, <a href="/article-tags/trusted-id">trusted id</a>, <a href="/article-tags/identity-protection">identity protection</a>, <a href="/article-tags/credit-protection">credit protection</a>  </p>
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<p>It&#8217;s not a secret that identity theft is one of the leading crimes in Americas today, but very few know how to protect themselves against this horrible crime. Do to this massive criminal act, identity theft services are starting to form new empires to protect your identity. Services like LifeLock, Trusted ID and ID Watchdog just to name a few are businesses that help your identity stay secure.</p>
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<p>Antimalware go is a rogue anti-spyware program. It means Antimalware go is a fake application which pretends itself as a anti-spyware software. The design and looks of Antimalware go software is exactly same as that of a genuine anti-spyware software. But in reality Antimalware go is just a waste application designed to show you fake security warnings and pop-ups.</p>
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<p>Countless people were ill-prepared for the recession that suddenly struck the world. There isn’t much an average person can do about it either. Many have already lost their homes, their jobs, or their investment money.</p>
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<p>If You Discover That You Have Become the Victim of Identity Theft, One of the First Things That You Will Want to Do is to Make Contact With Each of the Three Major Credit Reporting Agencies. These Agencies Make it Fairly Easy for You to Report the Fact That You Have Become the Victim of Identity Theft.</p>
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<p>One of the insidious effects of being the victim of identity theft is the fact that this type of crime can do serious damage to your credit report and to your credit score.  Indeed, you very well may see your good credit score plummet into the poor range in no time at all if you are the victim of identity theft.</p>
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<p>When it comes to protecting yourself against identity theft it really is crucial that you be and remain as proactive as possible.  By making sure that you do monitor your credit report regularly, you will be doing just that.</p>
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<p>Identity theft is a serious problem in the world today.  Therefore, you need to be certain that you have the most appropriate identity theft protection plan and program in place.  In short, it is important for you to have a identity theft protection plan that is thorough and comprehensive.</p>
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<p>Are you concerned about identity theft?  The fact is that you really do need to be concerned about identity theft at this juncture in time.  The fact is that identity theft remains one of the most significant types of crimes that are being committed around the world today.</p>
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          <a href="/authors/bernard-pragides/34931" title="Bernard Pragides's Articles">Bernard Pragides</a>l</p>
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<p>Author and entrepreneur Bernz Jayma P. is the owner of an <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.identitytheftprotection.org/blog">identity theft blog</a>, Learn up -to-date information on how you can stop and prevent identity theft by visiting http://www.IdentityTheftProtection.org.</p>
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		<title>The Do&#8217;s and Don&#8217;t&#039;s &#8211; Preventing Identity Theft Financial Ruin</title>
		<link>http://fightidentitytheft.info/the-dos-and-donts-preventing-identity-theft-financial-ruin/1517/</link>
		<comments>http://fightidentitytheft.info/the-dos-and-donts-preventing-identity-theft-financial-ruin/1517/#comments</comments>
		<pubDate>Sat, 05 Feb 2011 04:25:01 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[identity theft protection]]></category>
		<category><![CDATA[Do's]]></category>
		<category><![CDATA[Don't's]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Preventing]]></category>
		<category><![CDATA[Ruin]]></category>
		<category><![CDATA[Theft]]></category>

		<guid isPermaLink="false">http://fightidentitytheft.info/the-dos-and-donts-preventing-identity-theft-financial-ruin/1517/</guid>
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			<content:encoded><![CDATA[<p>The Do&#8217;s and Don&#8217;t's &#8211; Preventing Identity Theft Financial Ruin</p>
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<p>                  <a href="http://www.articlesbase.com/" title="Free Online Articles Directory">Home Page</a> &gt; <a href="http://www.articlesbase.com/computers-articles/">Computers</a> &gt; <a href="http://www.articlesbase.com/security-articles/">Security</a> &gt; The Do&#8217;s and Don&#8217;t's &#8211; Preventing Identity Theft Financial Ruin                        </p>
<p>    The Do&#8217;s and Don&#8217;t's &#8211; Preventing Identity Theft Financial Ruin</p>
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<p>            Posted: Aug 31, 2009             |Comments: <a href="#comments">0</a><br />
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<p>Anyone who has ever been a victim of identity theft can tell you what a nightmare it can be. Your credit rating can go down the tubes in no time, and your sensitive financial information will fall into the hands of criminals who will have a field day by performing all kinds of unscrupulous acts, including emptying your bank accounts. If you don&#8217;t take any measures to protect yourself against these thieves, it could take years for you to recover and to restore your good name. With approximately 10 million Americans becoming victims of identity in the last year alone, resulting in losses of about $5 billion, this is a problem that is not going away anytime soon.</p>
<p>In fact, as the Internet continue to expand, the problem is sure to continue to get worse. You must take every precaution to protect your most valuable sensitive information, such as your banking information, your social security number, and other personal information. If your credit cards are stolen, it is imperative that you call the issuer immediately and have them canceled. It is much easier to replace the card than to repair the damage cause by criminals who get their hands on them. When it comes to your trash, to prevent &#8220;dumpster divers&#8221; from getting hold of sensitive information, a 7-sheet crosscut paper shredder will eliminate the problem.</p>
<p>You must also be very careful of the possible dangers involved from receiving unsolicited junk mail. and since much identity theft occurs online, here are some extra precautions below you need to take to protect yourself on the Internet.</p>
<p><strong>DO:</strong><br /><strong>1. </strong>Order a copy of your credit report each year from one of the national credit bureaus and review it closely for any questionable entries.</p>
<p><strong>2.</strong> Shred or cut up all credit card receipts and old bank statements and bills before throwing them away.</p>
<p><strong>3.</strong> Close all unused credit card or bank accounts.</p>
<p><strong>4.</strong> Remove your name from mailing lists for pre-approved credit lines and telemarketers.</p>
<p><strong>5.</strong> Keep your PIN number hidden when you use an ATM or public telephone.</p>
<p><strong>6.</strong> Contact your creditor or service provider if you notice odd charges or if expected bills don&#8217;t arrive.</p>
<p><strong>7.</strong> Update your computer virus software, use a secure browser, and install a firewall program.</p>
<p><strong>Don&#8217;t:</strong><br /><strong>1.</strong> Give out personal information via the phone, mail, or Internet unless YOU initiated contact.</p>
<p><strong>2.</strong> Carry information like your Social Security Number (SSN) or any PIN numbers or passwords in your purse or wallet.</p>
<p><strong>3.</strong> Put your SSN on your checks or other identifiers.</p>
<p>There&#8217;s no such thing as too much security when it comes to your good name, do whatever it takes to protect your sensitive information.</p>
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<p>I hope these tips are very useful to you in protecting yourself against identity thieves. With the right information, you can greatly reduce the risk of having your identity stolen. If you need even more tips to safeguard your information &#8211; <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.squidoo.com/eraseinternethistorytracksfree" target="_blank"><b>Enter here</b></a></p>
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<p>  <b>Source:</b>  <a href="/security-articles/the-dos-and-donts-preventing-identity-theft-financial-ruin-1178263.html" title="The Do's and Don't's - Preventing Identity Theft Financial Ruin">http://www.articlesbase.com/security-articles/the-dos-and-donts-preventing-identity-theft-financial-ruin-1178263.html</a></p>
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                                                                                  <a href="/article-tags/social-security-number">social security number</a>, <a href="/article-tags/computer-software-virus">computer software virus</a>, <a href="/article-tags/trojan-virus">trojan virus</a>, <a href="/article-tags/credit-card-theft">credit card theft</a>, <a href="/article-tags/erase-internet-history-tracks">erase internet history tracks</a>, <a href="/article-tags/identity-theft-protection">identity theft protection</a>, <a href="/article-tags/identity-fraud">identity fraud</a>, <a href="/article-tags/identity-theft-online">identity theft online</a>, <a href="/article-tags/cards">cards</a>, <a href="/article-tags/trash">trash</a>, <a href="/article-tags/fire-wall">fire wall</a>, <a href="/article-tags/credit-watch">credit watch</a>  </p>
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<p>If you, or your partner, has had an affair you might need to know how to save a marriage after an affair. The reality is that many marriages are saved after infidelity, but it&#8217;s not simple and it&#8217;s not guaranteed to be successful. If you desire to try here are a number of things to keep in mind.</p>
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<p>The media is filled with doom and gloom surrounding foreclosures and the declining real estate market. Think you&#8217;re safe? Before feeling too secure and overconfident, take time to read these frightening foreclosure statistics and other real estate-related facts for yourself.</p>
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<div style="margin:5px;padding:5px;border:1px solid #c1c1c1;font-size: 10px;">
<p>I hope these tips are very useful to you in protecting yourself against identity thieves. With the right information, you can greatly reduce the risk of having your identity stolen. If you need even more tips to safeguard your information &#8211; <a rel="nofollow" onclick="javascript:_gaq.push(['_trackPageview', '/outgoing/article_exit_link']);" href="http://www.squidoo.com/eraseinternethistorytracksfree" target="_blank"><b>Enter here</b></a></p>
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		</item>
		<item>
		<title>Preventing Identity Theft &amp; Consumer Scams</title>
		<link>http://fightidentitytheft.info/preventing-identity-theft-consumer-scams/1009/</link>
		<comments>http://fightidentitytheft.info/preventing-identity-theft-consumer-scams/1009/#comments</comments>
		<pubDate>Mon, 12 Jul 2010 04:26:33 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[identity theft insurance]]></category>
		<category><![CDATA[Consumer]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Preventing]]></category>
		<category><![CDATA[Scams]]></category>
		<category><![CDATA[Theft]]></category>

		<guid isPermaLink="false">http://fightidentitytheft.info/preventing-identity-theft-consumer-scams/1009/</guid>
		<description><![CDATA[If you&#8217;ve ever been a victim of identity theft or consumer scams, you know how the situation left you feeling: violated and upset. Even if you&#8217;ve never personally experienced identity or consumer fraud, you probably know someone who has. You can protect yourself from the negative results of these unfortunate events with the following identity [...]]]></description>
			<content:encoded><![CDATA[<p>If you&#8217;ve ever been a victim of identity theft or consumer scams, you know how the situation left you feeling: violated and upset. Even if you&#8217;ve never personally experienced identity or consumer fraud, you probably know someone who has. You can protect yourself from the negative results of these unfortunate events with the following identity theft and consumer protection tips.</p>
<p> </p>
<p><strong>Tips to prevent identity theft:</strong></p>
<p><strong> </strong></p>
<p><strong>Shred or destroy documents</strong>. It is important to securely dispose of any documents that include personal information, including bank statements, receipts and bills. Shred them or tear them up appropriately when you throw them away. A common cause of identity theft is thieves rummaging through garbage and locating personal information. <strong> </strong><br />
<strong>Keep personal information private</strong>. Be careful about where you leave personal documents, e.g. don&#8217;t leave personal information unattended on your desk at work.<br />
<strong>Use caution when offering information over the phone.</strong> You should never give your credit card or bank account number over the phone unless you initiated the call. Also, be aware of who is listening when you are relaying private information over the phone. Eavesdroppers can easily jot down your Social Security number or bank account number as you rattle them off.<br />
<strong>Be careful with your cards and personal information</strong>. Secure all of your cards: write &#8220;see ID&#8221; on the signature line to ensure that cashiers are asking for the proper identification.  Try not to carry more cards than you need. Don&#8217;t keep your Social Security card, birth certificate or passport on you unless it&#8217;s necessary.<br />
<strong>Keep records</strong>. Keep a list of all your credit cards, credit card companies&#8217; telephone numbers, loan information, account numbers and expiration dates so you can notify creditors in case of theft or loss. This will save you valuable time if you ever find your purse or wallet is missing.<br />
<strong>Monitor your credit.</strong> Keep track of your financial records on a regular basis. While you don&#8217;t need to check your credit score on a monthly basis, a quarterly or semi-annual monitoring should suffice. </p>
<p><strong> </strong></p>
<p><strong> </strong></p>
<p><strong>Tips to prevent consumer scams:</strong></p>
<p> </p>
<p><strong>Shop reputable companies.</strong> Only make purchases from companies you know to be reputable. You can find a list of trusted companies on the Better Business Bureau website.<br />
<strong>Understand the policies.</strong> Review the return, refund and cancellation policies before making a purchase from any company. These policies are not only put in place to protect the company, but also to protect you, the consumer.<br />
<strong>Keep all documentation.</strong> Make sure you hold on to all of the records of your purchase including receipts, confirmation emails and even the bank statements on which the purchase appears. These may come in handy if a question arises about receiving a refund for a return or even fraudulent charges.<br />
<strong>Contact the company if an issue arises.</strong> If you do have a concern with a product you received or a question about a charge you may not understand, contact the seller directly. Keep records of your conversations. Write down the names of the people you spoke with, when you spoke to them and what they said. Also, save all email correspondence.<br />
<strong>Don&#8217;t be afraid to escalate your concern.</strong> If you find that you are still not being adequately helped, ask to speak with a manager or someone at the company headquarters. You should never feel like you need to accept a fraudulent charge or another consumer scam no matter how minor it may seem.<br />
<strong>Write a letter of complaint.</strong> When a phone call fails to bring closure, you may also write a letter of complaint. Your letter may reach an entirely different audience at the company. The Federal Trade Commission&#8217;s (FTC) Consumer Protection website also recommends including copies (not the originals) of the following documents with your complaint letter:<br />
Sales receipts<br />
Repair orders<br />
Warranties<br />
Cancelled checks<br />
Contracts<br />
Any documented correspondence </p>
<p> </p>
<p><strong>Take the appropriate next steps.</strong> According to the FTC, if your phone call or letter does not receive an appropriate response and you believe you may be the victim of consumer fraud, you should investigate the following options. Find these individuals&#8217; names, addresses, and phone numbers, and contact them:</p>
<p> </p>
<p>State attorney general&#8217;s office<br />
Local consumer protection office<br />
Better Business Bureau<br />
Local Postmaster<br />
Local media including television, radio, or newspaper consumer hotlines</p>
<p>It is important to be as cautious as possible when handling and dealing with documents that contain private or personal information. After all, prevention is the best defense against consumer scams and identity theft. If you are looking for even more <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.nationwide.com/protection-from-identity-theft.jsp">protection from identity theft</a>, companies like Nationwide Insurance offers <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.nationwide.com/identity-theft-protection.jsp">identity theft coverage</a> to keep you protected. It now includes free <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.nationwide.com/credit-monitoring.jsp">credit monitoring</a> services. Find out how it works today!</p>
<div style="margin:5px;padding:5px;border:1px solid #c1c1c1;font-size: 10px;">
<p>Jessica Penick is a senior content specialist at Rosetta, one of the top 10 interactive agencies in the country. Penick has a degree in English/Creative Writing from Cleveland State University. In addition to her traditional copywriting background, she also has valuable experience in the search engine optimization field. Originally from Cleveland, OH, she has also lived in London, England, as well as Tanzania and Uganda in East Africa.</p>
</div>
]]></content:encoded>
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		</item>
		<item>
		<title>Preventing Identity Theft: Protecting Customer and Employee Private Information</title>
		<link>http://fightidentitytheft.info/preventing-identity-theft-protecting-customer-and-employee-private-information/943/</link>
		<comments>http://fightidentitytheft.info/preventing-identity-theft-protecting-customer-and-employee-private-information/943/#comments</comments>
		<pubDate>Fri, 25 Jun 2010 04:25:38 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[identity theft protection]]></category>
		<category><![CDATA[Customer]]></category>
		<category><![CDATA[Employee]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Information]]></category>
		<category><![CDATA[Preventing]]></category>
		<category><![CDATA[Private]]></category>
		<category><![CDATA[Protecting]]></category>
		<category><![CDATA[Theft]]></category>

		<guid isPermaLink="false">http://fightidentitytheft.info/preventing-identity-theft-protecting-customer-and-employee-private-information/943/</guid>
		<description><![CDATA[Identity theft occurs when someone uses personally identifying information, such as Social Security numbers or credit card numbers, without permission, to commit fraud or other crimes. Thieves obtain this personally identifiable information by going through business trash, intercepting credit card information, &#8220;pretexting&#8221; or &#8220;phishing&#8221; to obtain personal information under false pretenses, or hacking into vulnerable [...]]]></description>
			<content:encoded><![CDATA[<p>Identity theft occurs when someone uses personally identifying information, such as Social Security numbers or credit card numbers, without permission, to commit fraud or other crimes. Thieves obtain this personally identifiable information by going through business trash, intercepting credit card information, &#8220;pretexting&#8221; or &#8220;phishing&#8221; to obtain personal information under false pretenses, or hacking into vulnerable computer systems.</p>
<p>&#13;Identity theft is serious. While some identity theft victims can resolve their problems quickly, others spend thousands of dollars and countless hours repairing damage to their good name and credit record. Some victims may lose out on jobs, or be denied loans because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit. And the business that allows customer information to be compromised faces a significant customer relations problem.</p>
<p>&#13;Many companies collect personal information from their customers, including names, addresses, and phone numbers; bank and credit card account numbers; income and credit histories; and Social Security numbers. In addition, businesses collect and store a multitude of personal information from their employees as well. It is essential that businesses take adequate steps to safeguard this data, and to prevent identify theft.</p>
<p>&#13;Employers should keep employee personnel records under lock and key. These records contain names, addresses and Social Security numbers, as well as performance information and salary history. Stored separately, and also under lock and key, should be information relating to employee health information, including workers comp information, doctors&#8217; notes, and leave requests.</p>
<p>&#13;These records should be taken out only when needed, and otherwise locked. Employees should not leave this information lying around. Rather, employees should secure such information if they need a bathroom break or are needed on the sales floor.</p>
<p>&#13;Protecting customer information is just as important.</p>
<p>&#13;First, be conservative in what information is collected in the first place. What is the minimum amount of information needed on each customer? Social Security numbers should be used only for reporting employee taxes and not as customer identification numbers.</p>
<p>&#13;Think about whether you should keep customer credit card numbers and expiration dates on file at all. Does it serve an important business function? Is the convenience to your customers of having this information on file important enough to justify the potential risks? Full credit card numbers should not be printed on receipts &#8211; use the last four digits only. Expiration dates should not be stored. Check the default settings on credit card processing machines and make sure they are not set to store this information permanently and are printing only the last four digits of the credit card number.</p>
<p>&#13;If you do need to keep private customer information for business reasons or to comply with the law, we recommend having a written document retention policy that sets forth how long you will keep the information, and how you will destroy it.</p>
<p>&#13;Paper records should be shredded so that they can&#8217;t be reconstructed. Media containing electronic records should be erased or destroyed so that records cannot be recovered or reconstructed.</p>
<p>&#13;Many of these records will be kept electronically. It is imperative that your computer have adequate firewalls and anti-virus protection. These programs should be updated regularly. Sensitive information should be kept in password protected files.</p>
<p>&#13;Sensitive information may also be stored in cash registers, inventory scanners or cell phones, and the security of these devices should be assessed as well. If possible, store sensitive information on a computer that does not have an Internet connection. Web applications, including those where you send information to vendors, are particularly vulnerable to hackers or security breaches.</p>
<p>&#13;If a computer is compromised, disconnect it immediately from Internet access. Investigate incidents immediately. You may be required by law to make certain notifications to customers, law enforcement, credit bureaus or your business partners (banks, credit card processors, etc). It is important to have a security plan in place.</p>
<p>&#13;The Federal Trade Commission has significant information on how to protect yourself and your customers from identity theft, as well as what to do if you&#8217;ve had a breach of security. For example: http://www.ftc.gov/bcp/edu/pubs/business/idtheft/bus69.pdf</p>
<div style="margin:5px;padding:5px;border:1px solid #c1c1c1;font-size: 10px;">
<p>Donna Ray Chmura is a <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.sandsanderson.com/">North Carolina attorney</a> and works with business formations, contract drafting and purchase/sale of businesses. She is a member of the <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.sandsanderson.com/our_work/business_finance.html">Business, Finance and Real Estate</a> practice group. If you have additional questions, please contact Donna Ray Chmura at 919.993.3300 or on http://www.sandsanderson.com</p>
</div>
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		</item>
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		<title>Preventing Identity Theft &#8211; Checking Your Credit Report Once a Year is Not Enough</title>
		<link>http://fightidentitytheft.info/preventing-identity-theft-checking-your-credit-report-once-a-year-is-not-enough/738/</link>
		<comments>http://fightidentitytheft.info/preventing-identity-theft-checking-your-credit-report-once-a-year-is-not-enough/738/#comments</comments>
		<pubDate>Sat, 08 May 2010 04:26:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[fight identity theft]]></category>
		<category><![CDATA[checking]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Enough]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Once]]></category>
		<category><![CDATA[Preventing]]></category>
		<category><![CDATA[report]]></category>
		<category><![CDATA[Theft]]></category>
		<category><![CDATA[year]]></category>

		<guid isPermaLink="false">http://fightidentitytheft.info/preventing-identity-theft-checking-your-credit-report-once-a-year-is-not-enough/738/</guid>
		<description><![CDATA[The crime of identity theft is something that worries just about anyone. It does not discriminate against any race and most of all it is a silent crime. Usually by the time you find out about this crime it is already too late and the damage hasalready been done. And a lot of people search [...]]]></description>
			<content:encoded><![CDATA[<p>The crime of identity theft is something that worries just about anyone. It does not discriminate against any race and most of all it is a silent crime. Usually by the time you find out about this crime it is already too late and the damage hasalready been done.</p>
<p>And a lot of people search for solutions and ways in order to be proactive against the crime against identity theft. What a lot of people do to fight this crime is to check their credit report once a year. Because of how much damage this crime can do to you financially and personally, just checking your report once a year is not enough to protect yourself against the crime.</p>
<p>Imagine what it would be like if you just recently checked your credit report. And weeks later theidentity thieves get access to your personal information. This might get a suprise you when you decide to check it again the following year.</p>
<p>After a year of damages has been done it take a lot of money, time, effort and emotional agony just a rebound from this crime. In fact there&#8217;s a better way for you to be proactive against this crime. There are solutions available that will alert you before the major damage has been done as a result of this crime.</p>
<p>It is a much better solution than waiting a year only to find out that hundreds of thousands of dollars in accounts have been opened up under your name. I am sure you will be pretty angry and irate if this was to happen to you wouldn&#8217;t you?</p>
<p>In fact getting the right solution provides a financial guarantee to help pay for any damages that has been done because of this crime. Because identity theft is a crime that can strike at any moment, it is to your benefit to take advantage of proven protection while you are still safe. The sooner you areproactive in the right direction in getting the right solution to protect you and your families identity, the better off you will be in the long-term.</p>
<p>If you would like to finally learn more about <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://ezinearticles.com/?Preventing-Identity-Theft---Checking-Your-Credit-Report-Once-a-Year-is-Not-Enough&amp;id=3711897">Preventing Identity Theft</a> now, click here: <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://topidprotect.com/">Preventing Identity Theft</a></p>
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		<title>Tips On Preventing Identity Theft</title>
		<link>http://fightidentitytheft.info/tips-on-preventing-identity-theft/480/</link>
		<comments>http://fightidentitytheft.info/tips-on-preventing-identity-theft/480/#comments</comments>
		<pubDate>Sun, 24 Jan 2010 04:22:53 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[identity theft cases]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Preventing]]></category>
		<category><![CDATA[Theft]]></category>
		<category><![CDATA[Tips]]></category>

		<guid isPermaLink="false">http://fightidentitytheft.info/tips-on-preventing-identity-theft/480/</guid>
		<description><![CDATA[The number of people that have been victimized by identity theft and credit card fraud is on the rise. Each year, the losses from these cases amount to hundred of thousands, if not millions of dollars. Because of the alarming costs and the steady increase in number of cases; firms that offer protection against the [...]]]></description>
			<content:encoded><![CDATA[<p>The number of people that have been victimized by identity theft and credit card fraud is on the rise. Each year, the losses from these cases amount to hundred of thousands, if not millions of dollars. Because of the alarming costs and the steady increase in number of cases; firms that offer protection against the crime are also multiplying. These firms offer protection and assistance in the unfortunate event that a client does get entangled in an Identity theft and credit fraud dispute.</p>
<p>&#13;But the fact is, most people don&#8217;t need to resort to availing the services of such firms, as long as time is available and patience is practiced. Protecting yourself from identity theft can be as simple as being cautious to whom you give your personal information or something like setting up fraud alerts for your credit cards. Below are some tips that can help you prevent identity theft easily.</p>
<p>&#13;CAUTION &#8211; this is probably the foremost advice that is given to anyone when identity theft is talked about. Beware who you give your personal information to. Be careful about giving away credit card numbers and your social security numbers; even employee ID numbers and Passport numbers can be used in performing identity theft and fraud. Beware also of sending the mentioned numbers and details over unsecured email connections and even shady online stores.</p>
<p>&#13;NO TO PRE-APPROVED CREDIT CARDS AND JUNK MAIL &#8211; One of the main functions provided by some identity theft protection firms is to remove your name from the list of pre-approved credit cards and junk mail. This is done because some identity thieves can use this in getting your information. You can do this task by simply not responding to junk email and pre-approved credit card offer.</p>
<p>&#13;If you do want them to stop arriving, you can contact the customer support numbers listed on the mail that you receive. That way, you can request that they take your name off their list. This can be very taxing, but the result is that you no longer get pesky junk mail, plus you eliminate a potential source where thieves can get hold of your sensitive info.</p>
<p>&#13;ANTI-SPYWARE &#8211; Thieves getting your information via the web may seem like something straight out of a John Grisham novel, but it can indeed happen. More people have fallen victim to identity theft and credit fraud than in any other way. What is spyware you ask? Spyware is a Computer Software that is installed in your computer without you knowing. It can be installed manually &#8211; someone gets in physical contact with your PC. It can also be installed remotely; anyone anywhere can easily install a Spyware program just by using their own computer. You can also download Spyware unknowingly when you download unsecured shareware.</p>
<p>&#13;Spyware works by monitoring your activity on the computer and stealthily sending it to another. It can gather important information such as passwords, frequented sites, birth date and other personal info. This can be exploited by tedious hackers and use the data to represent you in fraudulent transactions.</p>
<div style="margin:5px;padding:5px;border:1px solid #c1c1c1;font-size: 10px;">
<div class="text">If you enjoy reading this, you may get your identity theft prevention now with <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.reviewsonlifelock.com">Lifelock</a> or read more about <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.reviewsonlifelock.com">Lifelock Reviews</a>. Get <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.reviewsonlifelock.com">Lifelock Promotion Code</a> and save 17.5% instantly.</div>
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		<title>It&#8217;s Not Me! Preventing and Dealing With Identity Theft</title>
		<link>http://fightidentitytheft.info/its-not-me-preventing-and-dealing-with-identity-theft-2/475/</link>
		<comments>http://fightidentitytheft.info/its-not-me-preventing-and-dealing-with-identity-theft-2/475/#comments</comments>
		<pubDate>Sat, 23 Jan 2010 04:23:26 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[identity theft insurance]]></category>
		<category><![CDATA[Dealing]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[it's]]></category>
		<category><![CDATA[Preventing]]></category>
		<category><![CDATA[Theft]]></category>

		<guid isPermaLink="false">http://fightidentitytheft.info/its-not-me-preventing-and-dealing-with-identity-theft-2/475/</guid>
		<description><![CDATA[It&#8217;s one of the fastest growing crimes in the country, and most victims are unaware they&#8217;ve become a target until long after the crime is committed. We&#8217;re talking about identity theft. In today&#8217;s world, information travels faster than ever, and that includes your personal information. If it falls into the wrong hands, your personal info [...]]]></description>
			<content:encoded><![CDATA[<p>It&#8217;s one of the fastest growing crimes in the country, and most victims are unaware they&#8217;ve become a target until long after the crime is committed. We&#8217;re talking about identity theft. In today&#8217;s world, information travels faster than ever, and that includes your personal information. If it falls into the wrong hands, your personal info could be used to acquire credit cards, loans, or to open accounts. </p>
<p>&#13;<br />
Unknown to you, somewhere, someone could be using your good name for their own criminal purposes, and you&#8217;ll be the one held accountable. In 2004, 3.6 million American households had at least one person who was a victim of identity theft. Don&#8217;t let it happen to you.</p>
<p>&#13;<br />
Prevention is key</p>
<p>&#13;<br />
The best way to fight identity theft is to prevent it from happening in the first place. Since you could be a victim right now and not know it for months, it&#8217;s important to check your credit report. Under an amendment to the federal Fair Credit Reporting Act, you have a right to a free copy of your comprehensive credit report once every 12 months. Take advantage. Visit annualcreditreport.com to get started. </p>
<p>&#13;<br />
Once you have your credit report in hand, check it carefully for any irregularities. It&#8217;s also a good idea to put a fraud alert on all of your credit reports. The three major credit bureausEquifax (800-525-6285), TransUnion (800-680-7289) and Experian (888-397-3742) will all put a free alert on your reports that will tell companies to call and inform you when someone tries to open an account in your name or tinker with an existing one. The alert lasts 90 days, so give yourself a reminder to call and update it every three months. </p>
<p>&#13;<br />
Next, think about the passwords you use to access your credit card information, bank accounts, and other finances. Is it something like the last four digits of your Social Security Number or your mother&#8217;s maiden name? If so, change it. Identity thieves are a crafty bunch, and they&#8217;ll easily crack a simple password. Think about something that you can remember that includes a variety of uppercase and lowercase letters combined with numerals. If an institution asks for your SSN or mother&#8217;s maiden name, insist on another identifier.</p>
<p>&#13;<br />
Also, secure your personal information at home, at work, and while you travel. Don&#8217;t leave your wallet or any important receipts lying around the house or the office. Someone can easily pick it up, write down a few numbers, and set it back down without you ever being the wiser.</p>
<p>&#13;<br />
One man&#8217;s trash is another man&#8217;s treasure</p>
<p>&#13;<br />
Truer words were never spoken when it comes to identity theft. Thieves will do whatever it takes to get your personal info, including digging through your trash to get the numbers they need. Buy a shredder, and use it. Credit applications, receipts, bank statements, insurance forms, and any other document containing personal identification that you are tossing should always be shredded first. And about those unsolicited credit applications that clog up your mailbox every dayyou can put a stop to them. Call 1-888-5-OPTOUT to stop receiving these offers. </p>
<p>&#13;<br />
Speaking of mail, hopefully you get yours out of a locked mailbox. If not, ask your postal worker about getting one. Never deposit your outgoing mail in an unsecured mailbox. Drop it in a collection box or run it by the post office if need be.</p>
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<div class="text">
<p>Joe Kenny writes for the Card Guide, a UK based <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.cardguide.co.uk/">credit card</a> site, visit  today for a <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.cardguide.co.uk/transfers.html">balance transfer credit cards</a> and clear your credit card debt today.<br />&#13;<br />
Visit today: <a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.cardguide.co.uk/"></a><a rel="nofollow" target="_blank" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.cardguide.co.uk/">http://www.cardguide.co.uk/</a></p>
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		<title>Preventing Identity Theft &#8211; Don&#8217;t Lose Your Identity</title>
		<link>http://fightidentitytheft.info/preventing-identity-theft-dont-lose-your-identity-2/468/</link>
		<comments>http://fightidentitytheft.info/preventing-identity-theft-dont-lose-your-identity-2/468/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 04:24:15 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[identity theft cases]]></category>
		<category><![CDATA[Don't]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Lose]]></category>
		<category><![CDATA[Preventing]]></category>
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		<description><![CDATA[Identity theft is the fastest growing crime in America today. More than 9.9 million Americans were the victim of many types of identity theft scams in 2004, which ended up costing them almost $5 billion. Most identity theft victims suffered sever financial damage and even financial ruin because they thought identity theft would not happen [...]]]></description>
			<content:encoded><![CDATA[<p>Identity theft is the fastest growing crime in America today. More than 9.9 million Americans were the victim of many types of identity theft scams in 2004, which ended up costing them almost $5 billion. Most identity theft victims suffered sever financial damage and even financial ruin because they thought identity theft would not happen to them. No matter what your current financial state is like, where you live, or what your spending habits are, you are a target for identity theft. The truth is that everyone is at risk for identity theft, but fortunately there are things you can do to prevent identity theft from happening to you.</p>
<p>&#13;</p>
<p>It may seem simple, but shredding all documents you receive that contain any of your personal information is one of the best ways to prevent identity theft. This includes credit card receipts, bills, and pre-approved credit applications. This important step alone can give you great protection against identity as the majority of identity theft originates from financial documents that were thrown away or intercepted.</p>
<p>&#13;</p>
<p>You should also remember never to give your personal information to anyone over the phone, through the mail, or on the Internet. Identity thieves will often claim to be from various sources including your bank, the government, or even law enforcement to get you to divulge your personal info. You should always keep your personal information private in order to prevent identity theft. If you are contacted by a legitimate institution, make sure you check the validity of their claim and do not give information on the first contact. Call or contact the company directly to make sure it was really them who contacted you.</p>
<p>&#13;</p>
<p>It is also important to check your <a target="_new" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.endthisdebt.com/credit_monitoring.cfm">credit report</a> from all three major credit bureaus once a year to make sure everything is accurate and there is no suspicious activity. If you find an error or something suspicious dispute it immediately to protect your credit and prevent identity theft. Always be aware of when your bills should arrive every month and always check them over carefully to make sure there are no unknown charges. Identity thieves will steal your credit card statements and other bills and then use the information for their own gain. This type of identity theft has been around for years and is the oldest type of identity theft.</p>
<p>&#13;</p>
<p>Another way to safeguard your identity is not to use common numbers as ATM passwords. Your birthday, address numbers, and part of your social security number are all easily accessible to thieves who steal your wallet and ATM card and will allow them easy access to your cash. You should also never carry your social security number in your wallet in case it is stolen. Your social security number should be safeguarded at all costs and you should also be very discriminating in who you give it to. Generally the only people you need to give it to are your employer, doctor, and financial institution. If another company asks for it, find out why they need it and decline to give it to them if they do not need it for tax reporting purposes.</p>
<div style="margin:5px;padding:5px;border:1px solid #c1c1c1;font-size: 10px;">
<div class="text">
<p>Find more information about the Top Credit Monitoring Companies: <a target="_new" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.endthisdebt.com/credit_monitoring.cfm">Best Credit Monitoring Services</a></p>
<p>&#13;<br />
If you would like to find out more information about credit monitoring and other credit related topics you can read more articles here:<br /><a target="_new" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.endthisdebt.com/articles.cfm">Credit/Credit Monitoring Articles</a></p>
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		<title>Preventing Identity Theft &#8211; 9 Simple Tips To Follow At Work And Home</title>
		<link>http://fightidentitytheft.info/preventing-identity-theft-9-simple-tips-to-follow-at-work-and-home/452/</link>
		<comments>http://fightidentitytheft.info/preventing-identity-theft-9-simple-tips-to-follow-at-work-and-home/452/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 04:25:21 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[identity theft insurance]]></category>
		<category><![CDATA[Follow]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Preventing]]></category>
		<category><![CDATA[Simple]]></category>
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		<category><![CDATA[work]]></category>

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		<description><![CDATA[What Identity Theft is Maybe you have heard many recent news stories concerning identity thefts. It is basically the use of your personal social security number, drivers license number or maybe even something like your mother&#8217;s maiden name (many internet sites ask for that), by an unathourized person, meaning someone other than your own self. [...]]]></description>
			<content:encoded><![CDATA[<p>What Identity Theft is<br />
Maybe you have heard many recent news stories concerning identity thefts. It is basically the use of your personal social security number, drivers license number or maybe even something like your mother&#8217;s maiden name (many internet sites ask for that), by an unathourized person, meaning someone other than your own self. That is not a very comforting thought, i am sure you will agree. It is good to stay prepared for the event that such misfortune may befall you. It does sound like too much at first. But imagine you go shopping, select your favorite trousers and when it is time to pay you are told your credit balance is next to zero on your card. Only you know that it cannot be so &#8211; now you would need to follow up with the bank etc. Here is how you can take measures to prevent identity theft</p>
<p>At the house</p>
<p>1. If you are the kind who likes to take some of your work home, be careful not to let your personal data files get mixed up with work files on your hard drive. </p>
<p>2. As far as snail mail post goes, it is wiser to drop it off at the post office yourself rather than to leave it unattended in the mail box. Also, if you suddenly decide to  go on a trip, do call the post office and ask them to hold your letters until you contact them again.</p>
<p>3. Do not throw away used bills, credit card statements and other personal finance data. Throwing them in the bin would allow someone to get at that information, if they have already targeted you. Instead, it is better to destroy such papers. use a shredder!</p>
<p>4. Do not keep all your eggs in one bank basket! Allot different accounts to your social security, insurance policies and credit cards. </p>
<p>And at the work place</p>
<p>5. Get to learn about the safety of data at the office. Someone always does have access to all your data and it is probably the network administrator. </p>
<p>6. Many of us use the internet to make finance transactions today. If you have clients online that are rated badly by other users, try and find out why. Never give out personal information to anyone over the internet, unless it is a trusted company.</p>
<p>7.  Use something like a Pay Pal account to make online purchases. Every time you use your credit card you are increasing the risk of identity theft.</p>
<p>8. Never give your social security number, card pin or other personal information to an unknown tele caller. On the other hand, if you have made the call for a reason, it may be ok to do so.</p>
<p>9. When ever you deal with a web site, look for their security policy. </p>
<p>Follow these steps and chances are, your identity will remain yours!</p>
<div style="margin:5px;padding:5px;border:1px solid #c1c1c1;font-size: 10px;">
<div class="text">
<p>Abhishek is a Personal Security expert and he has got some great <b><a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.Survival-Today.com/14/index.htm"> Identity Theft Prevention Secrets </a></b> up his sleeves! Download his <b>FREE 136 Pages Ebook</b>, &#8220;Identity Theft &#8211; Don&#8217;t Be The Next Victim!&#8221; from his website <b><a rel="nofollow" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.Survival-Today.com/14/index.htm"> </a><a rel="nofollow" target="_blank" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.Survival-Today.com/14/index.htm">http://www.Survival-Today.com/14/index.htm</a> </b>. <i>Only limited Free Copies available.</i></p>
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		<title>Preventing Identity Theft &#8211; Don&#8217;t Lose Your Identity</title>
		<link>http://fightidentitytheft.info/preventing-identity-theft-dont-lose-your-identity/440/</link>
		<comments>http://fightidentitytheft.info/preventing-identity-theft-dont-lose-your-identity/440/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 04:25:17 +0000</pubDate>
		<dc:creator></dc:creator>
				<category><![CDATA[identity theft]]></category>
		<category><![CDATA[Don't]]></category>
		<category><![CDATA[Identity]]></category>
		<category><![CDATA[Lose]]></category>
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		<guid isPermaLink="false">http://fightidentitytheft.info/preventing-identity-theft-dont-lose-your-identity/440/</guid>
		<description><![CDATA[Identity theft is the fastest growing crime in America today. More than 9.9 million Americans were the victim of many types of identity theft scams in 2004, which ended up costing them almost $5 billion. Most identity theft victims suffered sever financial damage and even financial ruin because they thought identity theft would not happen [...]]]></description>
			<content:encoded><![CDATA[<p>Identity theft is the fastest growing crime in America today. More than 9.9 million Americans were the victim of many types of identity theft scams in 2004, which ended up costing them almost $5 billion. Most identity theft victims suffered sever financial damage and even financial ruin because they thought identity theft would not happen to them. No matter what your current financial state is like, where you live, or what your spending habits are, you are a target for identity theft. The truth is that everyone is at risk for identity theft, but fortunately there are things you can do to prevent identity theft from happening to you.</p>
<p>&#13;</p>
<p>It may seem simple, but shredding all documents you receive that contain any of your personal information is one of the best ways to prevent identity theft. This includes credit card receipts, bills, and pre-approved credit applications. This important step alone can give you great protection against identity as the majority of identity theft originates from financial documents that were thrown away or intercepted.</p>
<p>&#13;</p>
<p>You should also remember never to give your personal information to anyone over the phone, through the mail, or on the Internet. Identity thieves will often claim to be from various sources including your bank, the government, or even law enforcement to get you to divulge your personal info. You should always keep your personal information private in order to prevent identity theft. If you are contacted by a legitimate institution, make sure you check the validity of their claim and do not give information on the first contact. Call or contact the company directly to make sure it was really them who contacted you.</p>
<p>&#13;</p>
<p>It is also important to check your <a target="_new" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.endthisdebt.com/credit_monitoring.cfm">credit report</a> from all three major credit bureaus once a year to make sure everything is accurate and there is no suspicious activity. If you find an error or something suspicious dispute it immediately to protect your credit and prevent identity theft. Always be aware of when your bills should arrive every month and always check them over carefully to make sure there are no unknown charges. Identity thieves will steal your credit card statements and other bills and then use the information for their own gain. This type of identity theft has been around for years and is the oldest type of identity theft.</p>
<p>&#13;</p>
<p>Another way to safeguard your identity is not to use common numbers as ATM passwords. Your birthday, address numbers, and part of your social security number are all easily accessible to thieves who steal your wallet and ATM card and will allow them easy access to your cash. You should also never carry your social security number in your wallet in case it is stolen. Your social security number should be safeguarded at all costs and you should also be very discriminating in who you give it to. Generally the only people you need to give it to are your employer, doctor, and financial institution. If another company asks for it, find out why they need it and decline to give it to them if they do not need it for tax reporting purposes.</p>
<div style="margin:5px;padding:5px;border:1px solid #c1c1c1;font-size: 10px;">
<div class="text">
<p>Find more information about the Top Credit Monitoring Companies: <a target="_new" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.endthisdebt.com/credit_monitoring.cfm">Best Credit Monitoring Services</a></p>
<p>&#13;<br />
If you would like to find out more information about credit monitoring and other credit related topics you can read more articles here:<br /><a target="_new" onclick="javascript:pageTracker._trackPageview('/outgoing/article_exit_link');" href="http://www.endthisdebt.com/articles.cfm">Credit/Credit Monitoring Articles</a></p>
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