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Tuesday, November 29, 2011

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You are here: Home / identity theft protection / Tips on Identity Theft Protection That Would Really Matter
Tips on Identity Theft Protection That Would Really Matter

April 23, 2010 by  
Filed under identity theft protection

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Identity theft can happen to you anytime and anywhere. At this age of internet technology, you can already avail services that are available online. What can you do as an identity theft protection against either online or old-school identity thieves?

These days many of us do most of our shopping and banking in the Web for the sake of hassle-free buying. Many account numbers and passwords have been floating around. The first tip on how to protect yourself against identity thieves is to guide your information online.

Do not forget to clear your logins and password especially when you are using a public computer. It is better to change them monthly. This is a simple way of identity theft protection.

If you like to purchase online, use your credit card that has better guarantees under federal law than your online payment services or your debit card.

Be alert for phishing. These are spams or pop-ups that mimic legitimate banks or businesses that seek your personal information and sued it to steal your identity. Use websites with security controls before inputting personal data.

Second tip for your identity theft protection is always shred sensitive documents. These are your credit card applications, bills and anything with your personal information. Many identity thieves do dumpster-diving to gain personal details.

Dumpster-diving, although considered as old school, remains the most dangerous identity theft issues. Criminals would hunt through garbage for personal information. Study showed that 70 percent of household – sized trash bags contained a person’s full name and address and 30 percent contained a debit or credit card numbers.

The third tip is to monitor your bank and credit card statements for unusual information. Checking your accounts regularly so you know when a criminal already used your account. You would notice it when you do not make some purchases that were included in your bank statements.

The fourth tip for identity theft protection is to verify your mailing address on important accounts. Identity criminals may fill out change of address forms so that delinquent credit notices will be added to your paper billing.

The next and fifth tip is to keep an eye on your credit report. You can request free credit report every four months. You can order directly through the three bureaus named Equifax, Experian and TransUnion. These bureaus can help you to detect flaws on your credit accounts.

Through ordering a credit report you can scan it for abnormal activity. These are accounts or credit cards you did not open. You can report it to your credit company provider for immediate actions.

The sixth tip is to follow up with creditors if your bills do not arrive on time. An identity thief may already change your address. Report it immediately to your creditors.

Destroy immediately unsolicited credit applications. Some criminals may pretend working on a credit company that would solicit for your personal information for them to use it fraudulently.

These steps are very helpful. Maintain alertness always. You do not know when identity thieves will steal your identity.

Identity theft is an inhuman offense and the danger for it to occur is becoming increasingly high. We need to have appropriate preventive moves to keep us free from id theft. ?Free-Credit-Reports.com is a partner and an expert we have in this endeavor.

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2012-01-30 04:42:58, #1:

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