April 23, 2010 by
Filed under identity theft insurance
just oppened my first checking account recently, wondering if the bank insures my account against theft or do i need to purchase some type of insurance?
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Information to help with identity theft protection
April 23, 2010 by
Filed under identity theft insurance
just oppened my first checking account recently, wondering if the bank insures my account against theft or do i need to purchase some type of insurance?
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Yes and no. You protect yourself by not being careless with you account numbers and pin
The bank will investigate theft or fraud and return you money
There is no insurance available for personal responsibility
no. the bank will get money from you on any fraudulent charges that come through. It is UP TO YOU. There is no real insurance for ID theft. Just be cautious in your dealings, keep your cards and PINs separate and secret, and keep an eagle eye on your statements.
no the bank only will Monitor the money in the bank because what ever you put into your account they will kind of watch it. but if your identity gets stolen or your money gets taken in your name they cannot protect you or help you. credit report monitoring is just the first baby step to take. you have to have a fraud investigation service and id restoration service in order to be fully protected. lifelock only protects financial identity theft and even then its only under 4 criteria. any thing else and you are on your own with them. also the financial identity theft is only 28 % of the problem the other 72% , the public knows nothing about. so i have given you some things to think about. 95% of all id thieves get away with their crime. there is only one company that will give you the service that i just described. it is said that the fbi has lost track of how many id theft casess there were. that is how many people had their id’s stolen.